Peace of mind, whatever the future holds.
You have worked hard to build your life, your home, and your savings. But if an accident or illness suddenly meant you could no longer make decisions for yourself, who would step in?
At Scotts, Hall & Birtles, we help you put a Lasting Power of Attorney (LPA) in place. This vital legal document allows you to choose exactly who you trust to manage your health, welfare, and finances if you ever lose the capacity to do so. It is not just about planning for old age - it's about keeping you and your family in control, today and tomorrow.
Choosing the right protection for your needs
Property & Financial Affairs LPA
Allows your chosen attorneys to manage your bank accounts, pay your bills, collect your pensions, or even sell your home if necessary.
This can be used as soon as it is registered, with your permission.
Health & Welfare LPA
Allows your attorneys to make vital decisions about your daily routine, medical care, life-sustaining treatment, and moving into a care home. This can only be used if you have lost the capacity to make these decisions yourself.
A temporary or specific arrangement. Ideal if you are going abroad for an extended period, recovering from an injury, or need someone to manage your business interests in your absence.
The Next of Kin Myth
There is a common misconception that if you lose capacity, your spouse, partner, or children automatically gain the right to access your bank accounts or make medical decisions on your behalf. Legally, they do not.
Without an LPA in place:
Your bank accounts (even joint ones) can be frozen.
Your family must apply to the Court of Protection - a long, expensive, and often stressful process.
Strangers or local authorities may end up making crucial decisions about your care.
Setting up an LPA is the only way to ensure your family isn't left locked out of your affairs when they need access the most.
